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100%

reliable commissions

3

days per month saved

x2

sales motivation

Pretto is the fintech for home loans. Their mission: to build confidence in the mortgage search process.

Sales Headcount

90

Client Since

January 2022

Pretto x Qobra: Increased sales performance and visibility for sales reps

At Pretto, variable compensation is a strategic performance driver. It represents a significant portion of the sales teams' compensation and directly influences revenue generation across the company.

In an environment where a few thousand extra euros can significantly change a salesperson's bonus, reliability, transparency, and visibility of commissions are essential.

Before Qobra, Pretto managed its commissions using Excel and Google Sheets. This approach led to errors, operational stress, and a lack of visibility for the teams.

This case study shows how Pretto structured its commission system to make it a real lever for performance, financial management, and daily motivation.

Context: a variable with a strong impact on individual performance

Compensation directly correlated to sales effort

At Pretto, the variable can change significantly for a small difference in performance.

Sometimes:

  • €1,000 in additional revenue
  • An expedited file
  • An insurance claim

Can drastically increase a sales representative's bonus.

In this context, real-time access to information is crucial for guiding efforts and maximizing performance.

Challenges encountered before Qobra

Unsuitable tools generating errors and complexity

The combined use of Excel and Google Sheets created:

  • Numerous manual manipulations
  • Frequent errors
  • Inconsistencies between files
  • Significant pressure on Sales Ops

Sales reps sometimes had their own files, which did not always match the central files.

This lack of synchronization caused stress and confusion.

A lack of visibility and transparency

Sales reps had little visibility on:

  • Their target
  • Their level of achievement
  • The estimated amount of their bonus

This lack of transparency created anxiety.

Not knowing exactly how much you will earn or how much you need to reach a certain level is problematic in a performance-oriented sales organization.

Short processing times and complex feedback management

Bonuses were sent out only a few days before payday.

Consequences:

  • Massive influx of last-minute requests
  • Urgent processing
  • Operational load concentrated over a short period

The process lacked fluidity and peace of mind.

Deploying Qobra: reliability, fluidity, and control

Enhanced reliability and elimination of errors

With Qobra:

  • Calculations are automated
  • Rules are set once
  • Data entry errors disappear

The process becomes robust and secure.

On the finance side, the tool provides immediate peace of mind:

  • No more uncertainties related to manual files
  • Automatic calculation
  • A structured process

Reliability is enhanced at all levels.

Complete visibility for sales and finance teams

Sales representatives now have direct access to their data.

They can:

  • See their targets
  • Track their progress
  • Estimate their bonuses
  • Identify high-impact actions

Managers gain fluidity:

  • No more need to explain complex Excel files
  • No more need to recalculate manually
  • Simplified and clear bonus validation

On the finance side, visibility allows you to:

  • Anticipate expenses
  • Avoid last-minute surprises
  • Produce reliable 4- to 6-month forecasts

Variable compensation becomes a budget management tool.

Reduced operating costs

Automation replaces repetitive manual tasks.

The cost of the tool replaces the human costs that would have been required to manage commissions on a large scale.

The model becomes more scalable and more profitable.

Structural time savings

The operational benefits are significant:

  • 2 to 3 days saved each month on the Sales Ops side
  • Simplified validation on the management side
  • Intuitive to use without complex training

Teams move from a manual processing approach to a supervision approach.

A direct lever for improving sales performance

Giving salespeople clear direction

Qobra makes the objective concrete and measurable.

Salespeople know:

  • Where they stand
  • What they can achieve
  • How much they will earn if they outperform

The tool acts as a daily guide.

Transforming visibility into motivation

When a sales rep sees that an extra effort can quickly generate an additional $1,000 or $1,500, the impact is immediate.

Real-time visibility:

  • Stimulates engagement
  • Encourages faster processing of files
  • Strengthens focus on high-impact priorities

Variable compensation becomes a performance accelerator.

Strategic benefits for Pretto

Secure and structure commission

The rules are automated and robust.

Drastically reduce operational time

Teams save several days each month.

Improve sales performance

Real-time visibility directs efforts towards the most profitable actions.

Strengthen financial management

Finance can anticipate costs and produce reliable forecasts.

Conclusion: transforming variable compensation into a growth driver

The Pretto case shows that a system based on Excel and Google Sheets quickly generates:

  • Errors
  • Stress
  • A lack of visibility
  • Rushes at the end of the period

With Qobra, Pretto has implemented a system that is:

  • Reliable
  • Automated
  • Transparent
  • Controllable

Variable compensation becomes a strategic tool for sales performance, cross-departmental alignment, and financial management.

Qobra in a few figures

  • More than 250 client companies (Doctolib, PayFit, Spendesk, Go1, Make, CoachHub, SeLoger, Figaro, Agicap, etc.)
  • More than 20,000 users (Finance, Revenue Operations, Sales Operations, HR, Sales, etc.)
  • International presence: France, United States, United Kingdom, Canada, Spain, Germany, Italy, Netherlands, Belgium, Switzerland, and Czech Republic